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Self Managed Super Property


Property through super (self managed super)

Buying property through super - self managed super fund - has become one of the most common reasons for investors deciding to set up a self managed super fund and taking control of their retirement monies as opposed to letting large institutions, banks and industry super funds charge them fees and without ever being accountable as to where exactly your monies are invested and why they have performed as poorly as they have.

Tax effective property investment via super (Self managed super)

Buying a property via your super monies is the most tax effective way to purchase property for most clients in the very long run. This is because the property is normally purchased in 'accumulation phase' (while you are still working and contributing to super) and may be retained into retirement (pension phase) to derive tax free rent (income) or alternatively may be sold in pension phase and and pay zero tax on capital gains that have accrued over the many years since you have held the property.

Pay less tax in your super-Self managed super property

A great tax benefit of buying a property in your self managed super fund is that any depreciation of the building, fixtures and fittings of the property you have purchased via your self managed super fund go towards offsetting your contributions tax (normally 15%) of all contributions made into the fund. This includes compulsory 9% employer contributions, personal salary sacrifice contributions and self employed personal deductible contributions.

For personal self managed super fund consultation that is obligation free and complimentary contact a Navigate Wealth financial planner and adviser to discuss how purchasing a property through your self managed super fund can help you save tax and maximise your retirement monies.

Our Self managed super fund service

-advice on how best to structure the fund

-setting up the fund

-advice on what to invest in order to best meet your retirement needs and to minimise risk with your hard earned retirement nest egg

-ongoing taxation and financial accounts of the fund

-yearly auditing of the fund

-six monthly, yearly and/or ad hoc investment strategy reviews 

-Transparent and cost effective fixed fee structures to suit your needs


Call our office today for a complimentary consultation to discuss how a Navigate Wealth financial adviser can help you to regain confidence and control in your super monies, 1300 505 565. 


Sydney Financial Planning office- Suite 15.01, Level 15, 109 Pitt Street Sydney NSW 2000

Parramatta Financial Planning office-410 Church Street Parramatta NSW 2150


 Ph. 1300 505 565



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